Insurance matrix
Insurance by country and type
Pick where you're going and the kind of cover you need. We'll show you the providers that actually pay claims in that country, the local cost benchmarks, and the policy gotchas to know before you buy.
Browse by insurance type
Health
Health insurance
Long-term residents, slow travelers spending 6+ months in one place, expats.
Choose a country to see health for it:
Travel
Travel insurance
Short trips (under 3 months), vacations, weekend trips, gig travel.
Choose a country to see travel for it:
Nomad
Nomad insurance
Long-stay nomads, perpetual travelers, slowmads who change country every few months.
Choose a country to see nomad for it:
Expat
Expat insurance
Expats with a residence permit or long-stay visa, families, retirees abroad.
Choose a country to see expat for it:
Browse by country
Each country has its own hub with all four insurance types mapped to local providers, costs, and visa requirements.
Insurance in Thailand
Thailand is the default landing pad for digital nomads in Southeast Asia. Private healthcare in Bangkok and Chiang Mai is genuinely world-class, English-speaking doctors are common, and costs sit at a fraction of US or Western European pricing. The trade-off: visa rules keep shifting, public hospitals are a step down, and most expat-friendly clinics still expect upfront payment unless your insurer has a direct-billing agreement. For stays past six months, international health insurance (not travel insurance) is the right tool.
See all typesInsurance in Bali (Indonesia)
Bali is the world's busiest digital nomad hub and one of the most under-insured. A handful of solid private hospitals on the island handle routine and moderate care, but anything serious gets flown to Singapore. Scooter accidents dominate claims, and many cheap nomad policies quietly exclude two-wheelers when you don't hold a motorcycle license. Picking insurance here is less about price and more about cashless access at the two or three hospitals that expect upfront payment from foreigners.
See all typesInsurance in Portugal
Portugal is one of Europe's most popular bases for digital nomads, with Lisbon, Porto, Madeira, and the Algarve hosting steady inflows on D7, D8, and D2 visas. Public healthcare (SNS) is solid for legal residents, and private networks like Hospital da Luz, CUF, and Lusíadas offer fast, English-friendly care. Insurance still matters: every long-stay visa requires proof of cover, and SNS access only kicks in once your residency card is issued.
See all typesInsurance in Mexico
Mexico is the default Latin American base for North American nomads. Cheap flights from anywhere in the US or Canada, world-class private hospitals in CDMX and Guadalajara, and a tourist permit system that historically allowed six-month stays with little friction. That last part is tightening. Healthcare is where Mexico genuinely shines: ABC Medical Center and Médica Sur charge a fraction of US prices for comparable procedures, US-trained doctors are common, and English coverage in expat hubs is solid. International insurance still matters because the public system isn't built for foreigners and private hospitals expect payment on arrival.
See all typesInsurance in Vietnam
Vietnam is cheaper than Thailand, less polished on healthcare, and the visa rules keep shifting. Public hospitals are crowded and Vietnamese-speaking; private care is concentrated in Ho Chi Minh City and Hanoi and is improving but uneven. For nomads, international cover with strong medical evacuation matters more here than almost anywhere else in Southeast Asia. If something serious happens outside the two major cities, the realistic answer is being flown to Bangkok or Singapore.
See all typesInsurance in Spain
Spain is a top-five nomad base in Europe, with Barcelona, Madrid, Valencia, Málaga, and Las Palmas pulling in steady inflows on the digital nomad visa, non-lucrative visa, and autónomo routes. The Sistema Nacional de Salud (SNS / Sanidad) is well-rated for clinical quality, and private networks like Quirónsalud, Vithas, HM Hospitales, Sanitas, and Adeslas are widespread. English availability in private care is patchier than Portugal: fine in Madrid and Barcelona, thinner elsewhere. Insurance is mandatory for most visa classes.
See all typesInsurance in Georgia
Georgia has become one of the most accessible long-stay bases in the world for digital nomads. Citizens of around 95 countries get a full year of visa-free entry on arrival, the Individual Entrepreneur (IE) Small Business regime taxes turnover at just 1% up to roughly 500,000 GEL, and private healthcare in Tbilisi costs a fraction of Western Europe. The trade-off is real: clinical quality concentrates in the capital, English-speaking specialists are limited outside the major private networks, and serious cases often mean evacuation. Most established nomads still carry international cover for catastrophic care and repatriation.
See all typesInsurance in United Arab Emirates
The UAE, Dubai and Abu Dhabi in particular, runs one of the most regulated and most expensive private healthcare markets in the world. Health insurance is mandatory for residents and is actively enforced at residency renewal, with the Dubai Health Authority and Department of Health Abu Dhabi running parallel emirate-level frameworks. For digital nomads on the Virtual Working Programme, Golden Visa, or freelance permits, insurance is a non-negotiable line item, and the international plan you bring from home often won't satisfy the local mandate on its own.
See all typesInsurance in Colombia
Colombia turned itself into a serious nomad base over the last decade. Medellín leads on lifestyle (spring weather, coworking density, fast fibre), Bogotá runs the deepest specialist network at altitude, and Cartagena handles the coastal crowd. Private clinical quality is strong and cheap, but the trap most nomads fall into is treating a domestic prepagada like Colsanitas as real insurance. It isn't. It only works inside Colombia, and the V-type Digital Nomad Visa explicitly requires international cover.
See all typesInsurance in Japan
Japan runs one of the world's strongest healthcare systems, but for nomads the user experience is harder than in Lisbon or Bangkok. Clinics expect payment in yen at the counter, direct billing with foreign insurers is rare, English support is patchy outside central Tokyo and Osaka, and the National Health Insurance system is closed to short-stay nomads. The April 2024 digital nomad visa added a mandatory private insurance requirement and a six-month cap. Picking cover for Japan is about cash flow, language support, and evacuation.
See all types