Nomadsurance

Destination

Healthcare in Cabo Verde, and what it costs without cover

A remote-work visa on ten Atlantic islands whose application route is still not properly open, and whose much-quoted insurance requirement has no official source. Complex cases leave the country by air, which is the real reason to be covered.

Insurance required?

Required · the Remote Working Program requires travel and health insurance covering medical evacuation and repatriation of remains

Recommended coverage

No published minimum; must include evacuation and overseas treatment (uninsured air ambulance commonly cited above US$50,000)

Emergency number

130 medical · 132 police · 131 fire

Healthcare quality

Public clinics lack resources; private tourist clinics English-speaking (São Francisco de Assis, Clínica do Sal, Clinitur)

  • Best for Long-term nomads
  • Best for Slowmads
  • Best for Freelancers
  • Best for Perpetual travelers

The 30-second read

  • The Remote Working Program spells out the insurance rule: you must hold travel and health cover including medical evacuation and repatriation of remains; no minimum sum is published.
  • Public clinics lack basic resources, so nomads use English-speaking private clinics like São Francisco de Assis in Praia and Clínica do Sal in Santa Maria.
  • Serious cases are flown to mainland Europe, and Brava and Santo Antão have no working airport, so evacuation can mean a sea crossing first; uninsured air ambulance is commonly cited above US$50,000.
  • Tourists stay 30 days visa-free but everyone must complete EASE pre-registration and pay the 3,400 CVE airport security tax; hospitals expect upfront payment.

The system

Healthcare system in Cabo Verde

Cabo Verde has a public system built around two central hospitals, Hospital Agostinho Neto in Praia and Hospital Baptista de Sousa in Mindelo, backed by regional health centres on the other islands.

Private clinics on the islands

It is not free, even for residents, and the US State Department describes public clinics as lacking basic resources and supplies. For day-to-day care, nomads use the private sector instead, which is concentrated on the islands tourists and remote workers actually live on: São Francisco de Assis in Praia, Clínica do Sal in Santa Maria, and tourist-focused clinics like Clinitur on Sal and Clinica Boa Esperança on Boa Vista.

Language and evacuation

English is the dividing line. In public health centres consultations run almost entirely in Portuguese or Cape Verdean Creole, while the private clinics aimed at visitors keep English-speaking and often multilingual staff, which is the practical reason to default to private care. Emergency numbers are 130 for medical, 132 for police and 131 for fire, but ambulance coverage is thin and slow, and travellers are often advised to reach a hospital by taxi rather than wait. Pharmacies are common in the main towns and stock most routine medicines, though supply can be patchy on smaller islands. The detail that defines insurance here is evacuation: a serious case is typically flown to mainland Europe, and the islands of Brava and Santo Antão no longer have working airports, so a medical emergency there can mean a sea crossing before a flight is even possible.

What you'd pay

Typical costs

Private clinic consultation (Sal)around 20 euros (~$25)
Emergency or after-hours call-out (private)around 70 euros (~$80)
Public health centre emergency visit, tourist ratearound 25 euros (~$30)
Air ambulance evacuation off-island, uninsuredcommonly cited above 50,000 US dollars

These are indicative figures, not an official tariff; Cabo Verde publishes no public price list and rates vary by island and clinic. The local currency is the Cape Verdean escudo (CVE), pegged to the euro at roughly 110 CVE to 1 euro, and many tourist clinics quote in euros. Hospitals and private practitioners generally expect upfront payment regardless of whether you hold insurance, so you pay first and claim back. The evacuation figure is the one to internalise: it is in a different league from any consultation fee, and it is exactly what the visa rule is pointing at.

Interactive

Verified prices

What would it cost in Cape Verde without insurance?

You pay, out of pocket

$1,500$8,000

A serious private admission or common surgery.

Bars to scale. A flight home is in another league.

That is the bill you carry alone. Insurance exists for exactly this.

See what cover costs

Typical private-care estimates for illustration, not a quote. Actual bills vary by hospital, city and severity.

Entry & stay

Visa, residency & insurance

For short visits, US, British, Canadian and Australian travellers do not need a visa for stays of up to 30 days.

What everyone does need is the EASE pre-registration: you complete the online traveller form (at ease.gov.cv) at least five days before arrival and pay the airport security tax, the TASE, of 3,400 CVE, around 30 euros, either online or on arrival. From 1 July 2026, arriving without completed pre-registration means paying double at the border. Your passport must be valid for at least six months. Travel insurance is not a legal condition of tourist entry, though given the upfront-payment culture and evacuation distances it is strongly advised.

The Remote Working Program

Cabo Verde announced a Remote Working Program for non-residents earning from clients or employers abroad, and it is real enough that the immigration service lists the category. Getting from there to a submitted application is another matter. The programme's original domain now redirects to the tourist board, whose "apply" route is a Google form, and the immigration service's own application page still says the process is coming soon.

Be careful with the specifics that circulate about it. The document list published by the immigration service asks for a passport, a criminal record certificate, evidence of the relationship with your clients or employer, proof of income, accommodation and a medical certificate. It does not mention insurance at all. The requirement you will see quoted everywhere, travel and health cover including medical evacuation and repatriation of remains, could not be traced to any official Cape Verdean source, and the tourist board's page carries "Insurance" as an empty heading with nothing under it.

The same applies to the numbers. The income thresholds quoted as roughly 1,500 euros for an individual and 2,700 for a family, the 20 euro fee, and the six-months-renewable-once duration are all widely repeated and none could be confirmed; the immigration service's own fee line is 5,000 CVE. Treat all of it as unverified until you have it from the authority in writing.

Who these rules apply to: EU citizens, Schengen (incl. DE/AT/CH), UK, US, CA, CPLP and ECOWAS visa-exempt up to 30 days; all other nationalities (96 countries as of Jan 2026) need pre-arranged visa; Remote Working Cabo Verde for nomads from Europe, North America, CPLP and ECOWAS earning abroad

  • Tourist

    EASE Pre-Registration (visa-exempt entry)

    30 days per entry

    Insurance
    Recommendedprivate clinics expect upfront payment
    Good for
    EU/Schengen citizens (incl. DE), UK, US, CA and 61 visa-exempt nationalities
    Requirement
    Online EASE registration at ease.gov.cv 5+ days before travel; pay Airport Security Tax CVE 3,400 (~34 USD); passport 6+ months
  • Tourist

    Short-Stay Tourist Visa

    30 to 90 days

    Insurance
    Recommendedsome consulates require travel medical cover
    Good for
    Nationals of 96 countries whose visa-on-arrival suspended 1 Jan 2026
    Requirement
    Pre-arranged consular visa, passport 6+ months, accommodation, return ticket, EASE registration, Airport Security Tax
  • Digital nomad

    Remote Working Cabo Verde (Digital Nomad Visa)

    6 months, renewable once for 12 months total

    Insurance
    Required(international cover for full stay)
    Good for
    Remote workers, freelancers and entrepreneurs from EU/EEA/UK/US/CA/CPLP/ECOWAS earning from clients outside Cape Verde
    Requirement
    Avg bank balance 1,500 EUR (~1,650 USD) over last 6 months (2,700 EUR / ~2,970 USD for families), remote-income proof, accommodation booking, clean record, passport 6+ months; fee ~20 EUR + airport tax
  • Residence

    Residence Visa (long-stay entry visa)

    6 months single entry, extendable until residence permit decision

    Insurance
    Required(international cover at consular stage)
    Good for
    Foreign nationals planning to apply for residence permit (workers, retirees, family, investors)
    Requirement
    Applied at Cape Verdean consulate abroad; criminal record (translated and notarized), means proof, accommodation, purpose
  • Residence

    Temporary Residence Permit (Autorizacao de Residencia)

    1 year renewable annually; PR after 5 yrs continuous

    Insurance
    RecommendedStrongly recommended; residents can enroll in INPS once contributing
    Good for
    Foreigners staying >90 days for work, study, family or as DNs transitioning to residency
    Requirement
    Apply at DIRE within 30 days of entry; certificate of residence from municipality, financial stability (CV bank statement), criminal record, valid long-stay visa; processing up to 2 yrs

Visa rules change often and depend on your nationality. Always confirm with the official immigration service or your nearest consulate before you apply.

Compare visasHow Cabo Verde compares: insurance rules for every nomad visa, side by side

Passing through and settling in are two different insurance problems. If Cabo Verde is where you plan to live for a while, health insurance for Cabo Verde is the page that goes through what a plan has to include.

Local risk notes

What to watch out for in Cabo Verde

  • Off-island evacuation. Serious cases are flown to mainland Europe, and Brava and Santo Antão have no working airport, so evacuation cover is the single most important line in your policy here.
  • Pay upfront, claim later. Hospitals and clinics generally want payment before treatment even if you are insured, so keep a card or cash buffer and save every receipt.
  • Tap water. It is desalinated and fine for showering but not for drinking; stick to bottled water, and be extra careful after heavy rain when damaged pipes can cause contamination.
  • Mosquito-borne illness. Cabo Verde was certified malaria-free by the WHO in January 2024, but dengue and Zika still circulate, with a dengue rise reported on Santiago and Fogo in late 2025, so use repellent.
  • Petty crime in Praia. The capital sees more pickpocketing, bag-snatching and occasional muggings than the resort islands, especially at night and around the Sucupira market, so keep phones and cameras out of sight.

Common questions

Cabo Verde insurance FAQ

Yes, the Remote Working Program. It is granted for six months, renewable once for a further six, and is open to people whose income comes from outside Cabo Verde.

Not according to any official document we could find. The immigration service's document list covers a passport, criminal record, proof of your work relationship, income, accommodation and a medical certificate, with no mention of insurance, and the tourist board's page has an empty "Insurance" heading. The evacuation-and-repatriation requirement quoted across nomad guides has no traceable Cape Verdean source. Carry cover anyway, for the reason in the next answer.

Because serious cases are typically flown to mainland Europe, and two islands, Brava and Santo Antão, have no working airport, so getting a patient to definitive care can be slow and very expensive without cover.

No. US, British, Canadian and Australian visitors can stay up to 30 days visa-free, but everyone must complete EASE pre-registration and pay the 3,400 CVE airport security tax before or on arrival.

There is no single official salary figure published, but the requirement is commonly cited as an average bank balance of around 1,500 euros over six months for an individual, or about 2,700 euros for a family. Confirm current figures with the consulate.

No. It is desalinated seawater, safe to shower in but not to drink, so use bottled water, particularly after heavy rain when pipe contamination is a risk.

Ready for Cabo Verde?

Three minutes of honest questions, then only the insurance options that actually fit your situation in Cabo Verde. No spam, no markup.

Find my plan
See your matched plans for Cabo Verde