Nomadsurance

Insurance guides for 73 destinations

Country-specific guides for digital nomads: healthcare quality, medical costs, visa rules, and which insurance actually fits.

Europe

Asia & Middle East

Americas

Caribbean

Africa

Oceania

What each guide answers

Every country guide is built around the same three questions, because they are the ones that decide whether a place is livable on your terms. How does the healthcare system treat a foreigner who walks in without a local insurance card? What does treatment actually cost when nobody is subsidising you? And does the visa you would use demand insurance as a condition of the application?

The answers are country-specific and they matter more than any general ranking. A place can be cheap to live in and still leave you exposed to a private hospital bill that a routine policy would have absorbed. Pick your destination above for the detail, or if you have not settled on one yet, start from what you earn and how you travel.

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Insurance abroad: FAQ

For a short trip it is often not a legal requirement, but a hospital bill does not care about the rule. For long stays and many visas, proof of cover is mandatory. Each country guide and its visa pages spell out which case you are in.

Even where the public system is strong, foreigners usually end up in private care for language and access reasons, and public treatment is rarely free for non-residents. The guides show what you actually pay so the choice is an informed one.

They are representative local costs meant to show what insurance protects you from, not a live quote. Prices move, so treat them as a recent snapshot and read them as orders of magnitude rather than exact invoices.

It follows how long you stay and your visa class far more than the country itself. A two-week trip and a two-year residence in the same place need different cover. The insurance section explains the types, and the eligibility tool matches you to one.

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