Italy
Digital Nomad and Remote Worker Visa: health insurance requirements
Yes: health insurance is required
Yes, with a confirmed €30,000 floor. Italy's Digital Nomad and Remote Worker Visa (live since the implementing decree took effect in April 2024) requires health insurance valid in Italy for the whole stay, with a minimum of €30,000 in cover, and inadequate cover is the single most common reason applications are refused. It is for 'highly skilled' remote workers with at least six months' experience, earning from outside Italy at least about €24,800 a year. One year, renewable.
The requirements at a glance
| Minimum coverage | €30,000 |
|---|---|
| Repatriation required | Yes |
| Minimum policy duration | Full duration of stay |
| Local-licensed insurer required | No: compliant international IPMI is accepted |
| Accepted proof | Health insurance valid in Italy for the entire stay, with at least €30,000 of cover for medical treatment and hospitalisation (many consulates also require medical repatriation). An international policy meeting these terms is accepted; check your consulate's exact checklist. |
For 'highly skilled' workers (a relevant degree or professional qualification) with at least six months of prior remote-work experience, earning from outside Italy. Income basis: three times the healthcare-exemption threshold, about €24,800/year (the popular '€28,000' is an inconsistent round-up). Requires suitable accommodation and a clean criminal record. One year, renewable; apply at the Italian consulate for your area.
Our take
Italy is the clearest case for not skimping: the €30,000 minimum is real and consulates reject thin policies first.
Buy a plan that states at least €30,000 valid in Italy with hospitalisation, and include repatriation, since many consulates ask for it.
What happens if you get it wrong
Cover under €30,000, or a policy that does not clearly state validity in Italy, is the single most common rejection reason.
A policy without repatriation can fail at the consulates that require it, so add it rather than risk a refusal.
Interactive
Verified pricesWhat would it cost in Italy without insurance?
You pay, out of pocket
$3,500–$11,500
A private surgery and multi-day admission.
Bars to scale. A flight home is in another league.
That is the bill you carry alone. Insurance exists for exactly this.
See what cover costsTypical private-care estimates for illustration, not a quote. Actual bills vary by hospital, city and severity.
FAQ
Health insurance valid in Italy for the whole stay, with a minimum of €30,000 in cover. Inadequate cover is the most common reason applications are rejected.
Income from outside Italy of about €24,800 a year (three times the healthcare-exemption threshold). The '€28,000' figure you see is an inconsistent round-up.
Many consulates require medical repatriation as well as treatment and hospitalisation, so include it and check your consulate's checklist.
'Highly skilled' remote workers with a relevant degree or qualification and at least six months of prior remote-work experience.
One year, renewable in Italy if the conditions still hold.
Reviewed by Lukas Schönberg, Founder & researcher, Nomad Insurance Broker OÜ
Nomad Insurance Broker OÜ (Estonia) is an information and matching platform, not currently registered as a regulated insurance intermediary in any jurisdiction. See /how-it-works for the full disclosure.
Source: consnewyork.esteri.itLast verified
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