Hungary
White Card (Digital Nomad Residence Permit): health insurance requirements
Yes: health insurance is required
Yes. Hungary's White Card (fehér kártya) requires comprehensive health insurance covering the full range of care in Hungary, or proof of funds to cover it. It is for non-EU nationals working remotely for a foreign employer or profiting from a foreign company (not for Hungarian companies or clients), on income of at least €3,000 net a month over the prior six months, and runs up to a year, extendable once by up to another year.
The requirements at a glance
| Minimum policy duration | Full duration of stay |
|---|---|
| Local-licensed insurer required | No: compliant international IPMI is accepted |
| Accepted proof | Comprehensive health insurance covering the full range of healthcare services in Hungary for the stay, or proof of sufficient funds to cover such costs. No fixed minimum sum is published for the White Card (the €30,000 figure is the separate Schengen short-stay visa rule). |
For third-country nationals who work remotely for an employer based outside Hungary, or who hold a share in or profit from a company based outside Hungary; you may not work for a Hungarian company or take Hungarian clients. Income of at least €3,000 net/month for the six months before applying (raised from €2,000). Up to one year, extendable once by up to one year (about two years total); does not lead to permanent residence, and family cannot join on a derivative permit. Two-step: a D-visa at a consulate, then the White Card permit in Hungary.
Our take
The rule is 'comprehensive cover for Hungary', not a number, and the practical trap is leaning on Hungary's free emergency care, which only covers the emergency itself, not the private clinics nomads actually use day to day.
Carry a proper plan covering Hungary, since the everyday, English-speaking care you will use is private and self-pay.
What happens if you get it wrong
A thin or travel-only policy that does not show comprehensive Hungarian cover can hold up the permit.
Relying on 'free emergency care' leaves the private, non-urgent care you will actually use uncovered.
Interactive
Verified pricesWhat would it cost in Hungary without insurance?
You pay, out of pocket
$2,000–$12,000
A serious private admission or common surgery.
Bars to scale. A flight home is in another league.
That is the bill you carry alone. Insurance exists for exactly this.
See what cover costsTypical private-care estimates for illustration, not a quote. Actual bills vary by hospital, city and severity.
FAQ
Yes, comprehensive health insurance covering the full range of care in Hungary, or proof of funds to cover it. No confirmed euro minimum is specific to the White Card.
At least €3,000 net a month over the six months before you apply (raised from the original €2,000).
No. It is strictly for remote work for a foreign employer or income from a foreign company; Hungarian companies and clients are not allowed.
Up to one year, extendable once by up to one year (about two years total). It does not lead to permanent residence.
The rule is comprehensive cover valid in Hungary; it does not specify a Hungarian insurer, so a qualifying international plan that covers Hungary can work.
Reviewed by Lukas Schönberg, Founder & researcher, Nomad Insurance Broker OÜ
Nomad Insurance Broker OÜ (Estonia) is an information and matching platform, not currently registered as a regulated insurance intermediary in any jurisdiction. See /how-it-works for the full disclosure.
Source: oif.gov.huLast verified
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