Grenada
Grenada Remote Employment Visa (Remote Employment Act): health insurance requirements
Yes: health insurance is required
Grenada offers a remote-work visa created by its 2021 Remote Employment Act, for people employed by or running a business outside the country. It runs for up to one year and can be renewed for a further year, the published income threshold is EC$100,000 (about US$37,000) a year, and foreign income is not taxed locally. Health insurance covering your stay in Grenada is a condition of approval.
The requirements at a glance
| Local-licensed insurer required | No: compliant international IPMI is accepted |
|---|---|
| Accepted proof | Evidence of a valid health insurance policy covering the stay in Grenada for the principal applicant and each dependant, submitted with the mailed paper application; no specific certificate wording or minimum sum is published. |
Applicant must work remotely for an employer or clients outside Grenada, or be self-employed serving foreign clients (no local employment). Passport valid for at least six months beyond the visa, proof of income at or above EC$100,000 (about US$37,000) a year, and compliance with Grenada's vaccination requirements. Application is by mail, not online, and takes roughly ten business days once received; applying about six weeks ahead is advised. Fees are US$1,500 for an individual or US$2,000 with up to three dependants, plus US$200 per additional dependant.
Our take
The insurance rule is firm but vague: you must prove a valid policy covering your stay, yet Grenada publishes no minimum sum and names no required benefits. That leaves the decision to you, and on a small island the benefit that counts is not the headline limit but medical evacuation.
Treat evacuation as the core of the policy, not an add-on. Grenada has one main hospital and small private clinics, so serious or specialised cases leave the country by air. A cheap local plan that tops out at island care can leave you funding a medical flight to Barbados, Trinidad or the US yourself.
What happens if you get it wrong
A policy with no medical evacuation or repatriation benefit. It may satisfy the paperwork, but it does not cover the one scenario, an air evacuation off the island, that island healthcare makes likely.
Excluded activities. Grenada is a major dive destination, and many standard policies exclude scuba diving or cap it, so confirm diving and decompression-related evacuation are covered before you rely on the cover.
Interactive
Verified pricesWhat would it cost in Grenada without insurance?
You pay, out of pocket
$1,500–$6,000
A serious private admission or common surgery.
Bars to scale. A flight home is in another league.
That is the bill you carry alone. Insurance exists for exactly this.
See what cover costsTypical private-care estimates for illustration, not a quote. Actual bills vary by hospital, city and severity.
FAQ
Yes. Applicants must provide evidence of a valid health insurance policy covering their stay in Grenada, for the principal applicant and each dependant. It is a condition of approval.
No official minimum sum is published. Because there is no stated figure, focus on the benefits rather than a number, and make sure medical evacuation is included given the island setting.
The published income threshold is EC$100,000 a year, about US$37,000. The visa runs for up to one year and can be renewed for a further year, for a maximum of roughly two years.
There is no published requirement to buy from a local insurer. The rule is that you hold a valid policy covering your stay in Grenada, which an international or travel-medical policy can satisfy if it includes care in Grenada and evacuation.
The fee is US$1,500 for an individual or US$2,000 for an applicant with up to three dependants, plus US$200 per additional dependant. The application is submitted by mail rather than online and takes about ten business days once received, so apply several weeks before you travel.
Reviewed by Lukas Schönberg, Founder & researcher, Nomad Insurance Broker OÜ
Nomad Insurance Broker OÜ (Estonia) is an information and matching platform, not currently registered as a regulated insurance intermediary in any jurisdiction. See /how-it-works for the full disclosure.
Source: citizenremote.comLast verified
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