Grenada
Remote Employment Act visa (no published application route): health insurance requirements
Yes: health insurance is required
Grenada's remote-work visa exists in law. The Remote Employment Act 2021 is published by Parliament and the Grenada Tourism Authority sets out the terms, including an EC$100,000 income threshold and health insurance as a condition of approval. What no longer exists, or was never built, is a way to apply: no form in the government's document portal, no category on the labour ministry's work-permit page, and no fee line on the national payment portal.
The requirements at a glance
| Local-licensed insurer required | No: compliant international IPMI is accepted |
|---|---|
| Accepted proof | Evidence of a valid health insurance policy covering the stay in Grenada, for the applicant and each dependant. No minimum sum is published and no local insurer is required. |
Income threshold EC$100,000 a year, about US$37,000, with a US$1,500 fee for an individual. Figures circulating for dependants and for renewal could not be confirmed against a government source. Foreign income is not taxed locally. For short stays, published guidance conflicts: the FCDO states a maximum of three months for British visitors while other sources cite up to six.
Grenada is the opposite of the lapsed-programme pattern: the statute is live and unrepealed, but no government index carries an application form, no labour category matches it and the national payment portal has no fee line for it.
Our take
The insurance condition is real and sourced to a statutory body, so if you do secure this visa you will need a policy covering the whole stay for everyone on the application. What you should not do is pay a fee to any intermediary before a Grenadian government office confirms in writing that it can process the category.
Most people reading this will end up in Grenada as visitors instead, on a stamp that asks nothing about cover. That removes the requirement, not the reason for it: clinics expect payment up front in cash, and the FCDO warns that serious cases may need evacuation and that it is expensive.
What happens if you get it wrong
Paying fees against figures found online. Only the individual fee could be confirmed; the dependant and renewal amounts trace to an unreadable PDF and nothing else.
Diving on a policy that excludes it. Grenada is a serious dive destination, decompression sickness needs a hyperbaric chamber, and reaching one has meant flying patients to Barbados.
Interactive
Verified pricesWhat would it cost in Grenada without insurance?
You pay, out of pocket
$1,500–$6,000
A serious private admission or common surgery.
Bars to scale. A flight home is in another league.
That is the bill you carry alone. Insurance exists for exactly this.
See what cover costsTypical private-care estimates for illustration, not a quote. Actual bills vary by hospital, city and severity.
FAQ
In law, yes. The Remote Employment Act 2021 created one and the tourism authority sets out its terms. In practice there is no published way to apply: no form in the government document portal, no category on the labour ministry's page, and no fee line on the payment portal.
Yes. Applicants must show a valid policy covering the stay for themselves and each dependant. No minimum sum is published and no local insurer is required.
EC$100,000 a year, about US$37,000, with a US$1,500 fee for an individual. Amounts quoted for dependants and renewals could not be confirmed against a government source, so get the current schedule in writing before paying.
Published guidance conflicts. The FCDO states a maximum of three months for British visitors while other sources cite up to six. The officer decides on arrival, so plan around three months.
What policy actually satisfies this visa
Grenada does not publish a minimum figure, which sounds permissive and is not. It means you are judged against somebody's unwritten idea of adequate, and the safe reading of adequate is enough to cover a serious hospital admission in Grenada, not the cheapest policy that technically exists.
A compliant international policy is accepted, so you are not forced into a local insurer. That matters more than it sounds: it means one policy can follow you when you leave, instead of expiring at the border.
Repatriation is not named as a condition, though it is the benefit you would most want to have if the worst happened, and it costs very little to add.
And the dates. The policy has to run for the whole permit, which a standard travel policy cannot do because it stops at around 90 days. An officer comparing your policy period with your permit period does not have to look hard to see it expire in the middle.
Ask your insurer for a certificate of cover that states your full name as it appears on your passport, the exact policy period, the territory covered, and the benefit amounts. That is a normal request and any decent insurer issues it without fuss. The insurance being real and the paperwork still failing is a more common way to lose an application than being uninsured.
The visa tells you the minimum. It does not tell you what to actually carry. Those are different questions, and the paperwork minimum is nearly always the smaller of the two answers.
Get a policy that satisfies this visa
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