Greece
Digital Nomad Visa: health insurance requirements
Yes: health insurance is required
Yes, and it wants real health insurance. Greece's Digital Nomad Visa (Law 4825/2021) requires comprehensive health insurance valid in Greece for the full period, covering hospitalisation and repatriation, not a short-term travel policy. It is for non-EU nationals working for employers or clients outside Greece, on income of at least €3,500 a month, and runs 12 months before converting to a renewable two-year residence permit. There is no single published euro minimum for the visa itself.
The requirements at a glance
| Local-licensed insurer required | No: compliant international IPMI is accepted |
|---|---|
| Accepted proof | Comprehensive health insurance valid in Greece for the full stay, covering hospitalisation and repatriation. A short-term travel policy is not accepted; an international private health plan that covers Greece is. No single minimum coverage amount is published for the nomad visa (the €30,000 figure applies to Schengen short-stay visas, not this one). |
For non-EU nationals working remotely for employers or clients outside Greece (no Greek-source income). Income of at least €3,500/month net, with uplifts for a spouse and children. 12-month visa, convertible to a two-year residence permit, renewable. Apply at a Greek consulate. Separately, those who move their tax residence can claim a 50% income-tax exemption for up to seven years.
Our take
The catch most people miss is 'not a travel policy'. Greece wants comprehensive health insurance valid in Greece with repatriation, so a cheap short-term plan that satisfies a Schengen tourist will not satisfy the nomad visa.
Buy a proper plan that names Greece and the full period, and do not anchor on €30,000, which is the Schengen short-stay number, not this visa's.
What happens if you get it wrong
Submitting a short-term travel policy, or one without repatriation, gets the application rejected.
Assuming the €30,000 Schengen-visa figure is the nomad-visa minimum: it is not, the nomad visa simply requires comprehensive cover valid in Greece.
Interactive
Verified pricesWhat would it cost in Greece without insurance?
You pay, out of pocket
$1,700–$6,000
A laparoscopic surgery or multi-day admission.
Bars to scale. A flight home is in another league.
That is the bill you carry alone. Insurance exists for exactly this.
See what cover costsTypical private-care estimates for illustration, not a quote. Actual bills vary by hospital, city and severity.
FAQ
Comprehensive health insurance valid in Greece for the full period, covering hospitalisation and repatriation. A short-term travel policy is not accepted.
No. That is the Schengen short-stay visa rule. The digital nomad visa requires comprehensive cover valid in Greece, with no single published amount.
At least €3,500 a month net, with more required for a spouse or children.
A 12-month visa, convertible to a two-year residence permit, renewable.
Separately from the visa, people who move their tax residence to Greece can claim a 50% income-tax exemption for up to seven years.
Reviewed by Lukas Schönberg, Founder & researcher, Nomad Insurance Broker OÜ
Nomad Insurance Broker OÜ (Estonia) is an information and matching platform, not currently registered as a regulated insurance intermediary in any jurisdiction. See /how-it-works for the full disclosure.
Source: mfa.grLast verified
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