Cyprus
Digital Nomad Visa: health insurance requirements
Yes: health insurance is required
Yes, and it matters more than usual. Because Cyprus digital nomads cannot use the public GESY system, private medical insurance valid in Cyprus is mandatory, with the standard Cyprus residence-permit minimum of €30,000. The visa is for non-EU nationals working for an employer or clients abroad, on net income of at least €3,500 a month (plus 20% for a spouse, 15% per child). It runs one year, renewable for up to two more, and is capped at 500 permits.
The requirements at a glance
| Minimum policy duration | Full duration of stay |
|---|---|
| Local-licensed insurer required | No: compliant international IPMI is accepted |
| Accepted proof | Private medical insurance valid in Cyprus for the full stay. Nomads are not eligible for the public GESY system, so private cover is mandatory; the standard Cyprus residence-permit minimum is €30,000. An international policy valid in Cyprus is accepted. |
For non-EU/EEA nationals working remotely for an employer or clients abroad (not for a Cypriot employer). Net income of at least €3,500/month after contributions and taxes, plus 20% for a spouse and 15% per child. One year, renewable for up to two more (three years total). The scheme is capped at 500 permits and can close when full. Apply in person at the Civil Registry and Migration Department in Nicosia within three months of arrival.
Our take
The GESY exclusion is the point: you cannot fall back on the public system, so private cover valid in Cyprus is not a formality but your only safety net.
Meet the €30,000 standard, make sure it names Cyprus, and if you will cross to the north, check the policy covers it, since many do not.
What happens if you get it wrong
A policy that is not valid in Cyprus, or below the standard minimum, holds up the permit.
The 500-permit cap means timing matters: the scheme can close once it is full.
Interactive
Verified pricesWhat would it cost in Cyprus without insurance?
You pay, out of pocket
$2,300–$8,000
A serious private admission or common surgery.
Bars to scale. A flight home is in another league.
That is the bill you carry alone. Insurance exists for exactly this.
See what cover costsTypical private-care estimates for illustration, not a quote. Actual bills vary by hospital, city and severity.
FAQ
Yes, and crucially so: nomads cannot use the public GESY system, so private medical insurance valid in Cyprus is mandatory, with the standard €30,000 residence-permit minimum.
No. Cyprus is in the EU but not Schengen, and the EU counts your Cyprus stay separately, so it does not eat into the Schengen 90-in-180 allowance.
Net income of at least €3,500 a month, plus 20% for a spouse and 15% per child.
One year, renewable for up to two more (three years total).
No. It is capped at 500 permits and can close once full, so timing matters.
Reviewed by Lukas Schönberg, Founder & researcher, Nomad Insurance Broker OÜ
Nomad Insurance Broker OÜ (Estonia) is an information and matching platform, not currently registered as a regulated insurance intermediary in any jurisdiction. See /how-it-works for the full disclosure.
Source: gov.cyLast verified
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