Aruba
Aruba One Happy Workation (tourist stay): health insurance requirements
No insurance mandate for this visa
Aruba has no formal digital nomad visa. The widely promoted "One Happy Workation" is a tourism marketing package of work-friendly hotel deals, not a permit, so nomads simply enter as visitors and stay within the tourist limit while working for an employer or clients outside Aruba. There is no application, no fee and no special documentation; the only real requirements are the standard tourist rules.
The requirements at a glance
| Local-licensed insurer required | No: compliant international IPMI is accepted |
|---|---|
| Accepted proof | No visa, so no insurance proof is collected to enter. If you apply to extend a tourist stay beyond 30 days, DIMAS requires evidence of travel insurance covering medical and liability costs for the full extended period; an insurer-issued policy document or certificate is the practical proof. |
Standard admission is up to 30 days, extendable on request to a maximum of 180 days per calendar year (US nationals commonly admitted up to 90 days at the outset). Everyone must complete the online ED-card within seven days before arrival, pay the US$20 sustainability fee for air arrivals, and show an onward ticket, proof of funds and accommodation. Remote work for foreign clients only; Aruban-source income needs a work permit.
Our take
There is no nomad-visa insurance box to tick here, which makes it easy to assume cover is optional. It is, right up until you extend past 30 days, at which point Aruban immigration requires travel insurance with both medical and liability cover for the whole extension, so anyone planning a longer stay should buy a policy that runs the full duration.
No minimum sum is officially published and you are not tied to a local insurer, so the spec is yours to set. On a one-hospital island where serious cases are evacuated abroad at the patient's expense, the line that counts is the medical evacuation limit, not the entry paperwork.
What happens if you get it wrong
Assuming the "One Happy Workation" is a visa with its own insurance rule. It is a marketing program, not a permit, so the only enforceable insurance requirement is the one attached to extending a tourist stay beyond 30 days.
Buying a policy that ends before your extended stay does. The extension requirement is for cover valid for the full extended period, and foreign insurers are often not billed directly on-island, so you may also need to pay providers upfront and claim back.
Interactive
Verified pricesWhat would it cost in Aruba without insurance?
You pay, out of pocket
$300–$800
A night admitted; intensive or specialist care runs far higher.
Bars to scale. A flight home is in another league.
That is the bill you carry alone. Insurance exists for exactly this.
See what cover costsTypical private-care estimates for illustration, not a quote. Actual bills vary by hospital, city and severity.
FAQ
No. The "One Happy Workation" is a tourism marketing package of discounted hotel deals, not a visa. There is no application or fee; you enter as a tourist and stay within the normal limit while working for clients or an employer outside Aruba.
Not to enter as a tourist, where insurance is advised but optional. It becomes mandatory only if you apply to extend your stay beyond 30 days, when immigration requires travel insurance covering medical and liability costs for the full extended period.
No official minimum sum is published for either entry or extensions, and there is no requirement to use a local insurer. Because critically ill patients are evacuated off-island at their own expense, the figure to prioritise is your medical evacuation limit.
Tourist admission is up to 30 days, extendable on request to a maximum of 180 days per calendar year. US citizens are commonly admitted for up to 90 days to begin with. Everyone completes the online ED-card before arrival.
Yes, as long as you work for an employer or clients outside Aruba. You cannot take Aruban-source income or work for a local company without a separate work permit.
Reviewed by Lukas Schönberg, Founder & researcher, Nomad Insurance Broker OÜ
Nomad Insurance Broker OÜ (Estonia) is an information and matching platform, not currently registered as a regulated insurance intermediary in any jurisdiction. See /how-it-works for the full disclosure.
Source: aruba.comLast verified
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