Cookie Policy

Last updated: 2026-05-25

This Cookie Policy explains how Nomad Insurance Broker OÜ ("Nomadsurance", "we", "us") uses cookies and similar technologies on nomadsurance.com. It is intentionally short because, frankly, we use very few cookies. We believe a cookie policy should describe what actually happens on the site — not list categories that sound impressive but don't apply.

1. What cookies are

A cookie is a small text file that a website asks your browser to store on your device. Cookies can remember things like whether you are signed in, what language you prefer, or whether you have already dismissed a banner. Similar technologies — such as localStorage, sessionStorage, and pixel tags — work in comparable ways and are covered by this policy where relevant.

Cookies can be set by the website you are visiting (first-party) or by a third party whose service is embedded on that website (third-party). They can also be classified by lifespan: a "session cookie" disappears when you close your browser, while a "persistent cookie" stays until it expires or you delete it.

2. How we use cookies on Nomadsurance

Honestly: barely at all.

Nomadsurance is a small, privacy-conscious site. We do not run Google Analytics, Meta Pixel, Google Ads, LinkedIn Insight Tag, TikTok Pixel, Hotjar, or any other behavioural tracking or advertising tool. We do not build advertising profiles, we do not share browsing data with ad networks, and we do not sell your data — there is nothing to sell.

What we do use is essentially the minimum required to make the website function and to remember your cookie choice so we don't ask you again on every page load.

3. Cookie categories present on this site

3.1 Strictly necessary

These are required for the site to work. They are set without consent because the law treats them as essential.

• Consent acknowledgment — when you accept or decline the cookie banner, your choice is stored in your browser's localStorage. This is technically not a cookie, but we mention it here for transparency. It contains a value like accepted or declined and a timestamp. No personal data, no tracking ID.
• Quote form session state — when you use /get-quote, short-lived sessionStorage entries may hold the data you have entered so you don't lose progress if you navigate between steps. These are cleared when you close the tab.
• Sanity Studio session — if you visit /studio (our content management interface, used by staff), Sanity sets authentication cookies so editors can sign in. This applies only to logged-in editors, not to public visitors.

3.2 Analytics — cookieless

We use Vercel Analytics and Vercel Speed Insights to understand which pages are visited and how the site performs. These tools are cookieless by design: they do not set any cookies, do not store identifiers in your browser, and do not track you across sessions or sites. Aggregated, anonymised events (page path, country, basic device class, performance timings) are sent to Vercel.

We chose Vercel Analytics specifically because it gives us the operational insight we need without setting tracking cookies or building visitor profiles. If we ever add a tool that does set analytics cookies, we will update this policy, add it to our consent banner, and ask for your permission first.

3.3 Marketing and advertising

None. We do not currently run any marketing, advertising, retargeting, or social media tracking cookies on this site. If that ever changes, we will request your consent through the banner before any such cookie is set.

4. Third-party services and their cookies

A few infrastructure providers may set technical cookies as part of delivering the site to you:

• Vercel (United States / EU regions) — our hosting platform. Vercel may set strictly necessary cookies for load balancing, security, and bot protection. Vercel Analytics itself is cookieless, as noted above.
• Cloudflare (where applicable) — used as part of the network and CDN layer. Cloudflare may set technical cookies such as __cf_bm (bot management) and cf_clearance (security challenges). These exist to protect the site from abuse and are considered strictly necessary.
• Sanity (content management) — only relevant if you access /studio as a logged-in editor; not used for public visitors.

We do not control the exact cookies third-party infrastructure providers set on a per-request basis, but we choose providers that limit themselves to operational and security purposes rather than advertising.

5. How to control cookies

Because we don't use non-essential cookies, there is very little to opt out of. You can still control everything from your browser:

• Browser settings — every major browser (Chrome, Firefox, Safari, Edge, Brave, Arc) lets you view, block, and delete cookies and site storage. Look under Settings → Privacy.
• Our consent banner — if and when we introduce optional cookies, our banner will let you accept or reject them per category. You can clear your localStorage for nomadsurance.com at any time to reset your choice and see the banner again.
• Do Not Track / Global Privacy Control — since we do not run behavioural tracking, these signals do not change much on our site, but we respect them as part of our default posture.

Blocking strictly necessary cookies or storage may break parts of the site (for example, the quote form or the studio sign-in). Blocking analytics has no effect on us because we don't set analytics cookies in the first place.

6. Changes to this policy

We will update this policy whenever we introduce new tools, change providers, or are required to by law. The "Last updated" date at the top will always reflect the most recent change. Material changes (for example, adding a new category of cookie) will be communicated through the consent banner so you can review and update your choice.

7. Contact

Questions, concerns, or data subject requests related to cookies and tracking:

Nomad Insurance Broker OÜ Email: {{ENTITY_EMAIL}}

We try to respond within a few working days.

Disclaimer: First draft, pending legal review.