Expat insurance
Expat insurance in Cabo Verde
Comprehensive cover for people who've actually moved to Cabo Verde: multi-year stability, no trip caps, and the proper inpatient/outpatient stack you want when this is home now.
Cabo Verde runs a Remote Working Program that lets you live on the islands for six months, renewable once, and unusually it spells out the insurance rule: you must hold travel and health cover that includes medical evacuation and repatriation. That rule exists for a reason. On an Atlantic archipelago where serious cases are flown to Europe and two islands have no working airport at all, evacuation cover is the part that actually matters.
What expat insurance covers in Cabo Verde
Expat insurance is built for expats with a residence permit or long-stay visa, families, retirees abroad. The lines below are the base. Exact terms are carrier-specific, so always check the policy document for the Cabo Verde situation you care about.
What you get
- Full inpatient and outpatient medical
- Maternity (with waiting period)
- Dental and vision (add-ons)
- Chronic-condition management
- Multi-year renewals without trip-length resets
What it won't do
- Cover in your home country (limited windows on some plans)
- Pre-existing conditions during initial underwriting
- Cosmetic procedures
What care costs in Cabo Verde
A taste of what expat insurance protects you from. The full local cost breakdown lives in the Cabo Verde guide.
| Private clinic consultation (Sal) | around 20 euros |
|---|---|
| Emergency or after-hours call-out (private) | around 70 euros |
| Public health centre emergency visit, tourist rate | around 25 euros |
Expat insurance in Cabo Verde: FAQ
In most cases Cabo Verde expects long-stay residents and visa applicants to show proof of health coverage. The specific bar (carrier, sum insured, residency-vs-travel cover) depends on your visa class; the Cabo Verde guide covers the country's current visa-and-residency stance.
Premiums vary by age, plan and deductible far more than by country; the underwriting risk is priced, not the postal code. The Cabo Verde guide breaks down local treatment costs so you can see what your insurance protects you from, then run a real quote for your own number.
It depends on your situation: how long you're staying, your visa class, your age and health, and whether you want cashless treatment or are fine with reimbursement. Rather than push one plan, we match you against the options that actually fit a stay in Cabo Verde: answer a few honest questions and see only what's relevant.
Other insurance for Cabo Verde
Different stages of nomad life need different cover. Here's the full set we've mapped for Cabo Verde.
Get matched with expat insurance for Cabo Verde
Three minutes of honest questions, then we'll show you the expat insurance options that actually fit your situation in Cabo Verde.
Find my plan