Expat insurance
Expat insurance in Seychelles
Comprehensive cover for people who've actually moved to Seychelles: multi-year stability, no trip caps, and the proper inpatient/outpatient stack you want when this is home now.
Seychelles runs a Workcation Retreat permit that lets remote workers stay up to a year, and it does ask you to carry health insurance covering COVID-19 and hospital care in the country. The catch that matters most: this is a small Indian Ocean archipelago where anything past intermediate care means an air ambulance to South Africa, Mauritius or Réunion, so evacuation cover is the line item that protects you.
What expat insurance covers in Seychelles
Expat insurance is built for expats with a residence permit or long-stay visa, families, retirees abroad. The lines below are the base. Exact terms are carrier-specific, so always check the policy document for the Seychelles situation you care about.
What you get
- Full inpatient and outpatient medical
- Maternity (with waiting period)
- Dental and vision (add-ons)
- Chronic-condition management
- Multi-year renewals without trip-length resets
What it won't do
- Cover in your home country (limited windows on some plans)
- Pre-existing conditions during initial underwriting
- Cosmetic procedures
What care costs in Seychelles
A taste of what expat insurance protects you from. The full local cost breakdown lives in the Seychelles guide.
| Private GP consultation | roughly 10-15 EUR (about 160-240 SCR) |
|---|---|
| Travel Authorization (mandatory, all visitors) | around 10 EUR per person |
| One-bedroom rental, Mahé | roughly 710-1,650 EUR per month |
Expat insurance in Seychelles: FAQ
In most cases Seychelles expects long-stay residents and visa applicants to show proof of health coverage. The specific bar (carrier, sum insured, residency-vs-travel cover) depends on your visa class; the Seychelles guide covers the country's current visa-and-residency stance.
Premiums vary by age, plan and deductible far more than by country; the underwriting risk is priced, not the postal code. The Seychelles guide breaks down local treatment costs so you can see what your insurance protects you from, then run a real quote for your own number.
It depends on your situation: how long you're staying, your visa class, your age and health, and whether you want cashless treatment or are fine with reimbursement. Rather than push one plan, we match you against the options that actually fit a stay in Seychelles: answer a few honest questions and see only what's relevant.
Other insurance for Seychelles
Different stages of nomad life need different cover. Here's the full set we've mapped for Seychelles.
Get matched with expat insurance for Seychelles
Three minutes of honest questions, then we'll show you the expat insurance options that actually fit your situation in Seychelles.
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