Travel insurance
Travel insurance for Romania
Short-trip cover for visits to Romania: emergency medical, trip-cancellation, luggage, the usual travel-insurance stack. Designed for weeks-not-years stays.
Romania runs a proper digital nomad visa, launched in 2021, and it sets a clear bar: private health insurance covering at least €30,000 for the whole stay, plus a high income threshold tied to the national average wage. It is an EU member and, since January 2025, a full Schengen country, so the permit doubles as a base for travelling Europe. Care is good and cheap in private city clinics, but the insurance requirement is non-negotiable and worth getting right.
What travel insurance covers in Romania
Travel insurance is built for short trips (under 3 months), vacations, weekend trips, gig travel. The lines below are the base. Exact terms are carrier-specific, so always check the policy document for the Romania situation you care about.
What you get
- Emergency medical and dental
- Trip cancellation and interruption
- Lost or delayed baggage
- Travel-document theft
- Adventure-sport add-ons (some plans)
What it won't do
- Routine care, chronic-condition management
- Maternity, mental-health
- Trips longer than the policy's max (often 90 days)
What care costs in Romania
A taste of what travel insurance protects you from. The full local cost breakdown lives in the Romania guide.
| Private GP or short consultation | about €20 to €50 |
|---|---|
| Private specialist consultation | about €40 to €80 |
| Outpatient emergency or urgent-care visit | roughly €40 to €120 |
Travel insurance in Romania: FAQ
Romania doesn't usually require visitors to carry travel insurance for short stays, but the moment something goes wrong it's cheaper to have it than to buy at the hospital. Check the visa-class requirements for your specific situation.
Premiums vary by age, plan and deductible far more than by country; the underwriting risk is priced, not the postal code. The Romania guide breaks down local treatment costs so you can see what your insurance protects you from, then run a real quote for your own number.
It depends on your situation: how long you're staying, your visa class, your age and health, and whether you want cashless treatment or are fine with reimbursement. Rather than push one plan, we match you against the options that actually fit a stay in Romania: answer a few honest questions and see only what's relevant.
Other insurance for Romania
Different stages of nomad life need different cover. Here's the full set we've mapped for Romania.
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Three minutes of honest questions, then we'll show you the travel insurance options that actually fit your situation in Romania.
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