Health insurance
Health insurance in Seychelles
Comprehensive medical cover for people who live or stay long-term in Seychelles, with proper inpatient/outpatient benefits, not just emergency travel cover.
Seychelles runs a Workcation Retreat permit that lets remote workers stay up to a year, and it does ask you to carry health insurance covering COVID-19 and hospital care in the country. The catch that matters most: this is a small Indian Ocean archipelago where anything past intermediate care means an air ambulance to South Africa, Mauritius or Réunion, so evacuation cover is the line item that protects you.
What health insurance covers in Seychelles
Health insurance is built for long-term residents, slow travelers spending 6+ months in one place, expats. The lines below are the base. Exact terms are carrier-specific, so always check the policy document for the Seychelles situation you care about.
What you get
- Inpatient hospitalisation, surgery, and ICU
- Outpatient GP visits, specialists, scans, labs
- Prescription drugs
- Maternity and chronic-condition cover (on better plans)
- Mental-health and preventive care (plan-dependent)
What it won't do
- Routine cover in your home country (usually excluded if you're a tax resident)
- Cosmetic procedures
- Pre-existing conditions on day-one of most plans (medical underwriting)
What care costs in Seychelles
A taste of what health insurance protects you from. The full local cost breakdown lives in the Seychelles guide.
| Private GP consultation | roughly 10-15 EUR (about 160-240 SCR) |
|---|---|
| Travel Authorization (mandatory, all visitors) | around 10 EUR per person |
| One-bedroom rental, Mahé | roughly 710-1,650 EUR per month |
Health insurance in Seychelles: FAQ
In most cases Seychelles expects long-stay residents and visa applicants to show proof of health coverage. The specific bar (carrier, sum insured, residency-vs-travel cover) depends on your visa class; the Seychelles guide covers the country's current visa-and-residency stance.
Premiums vary by age, plan and deductible far more than by country; the underwriting risk is priced, not the postal code. The Seychelles guide breaks down local treatment costs so you can see what your insurance protects you from, then run a real quote for your own number.
It depends on your situation: how long you're staying, your visa class, your age and health, and whether you want cashless treatment or are fine with reimbursement. Rather than push one plan, we match you against the options that actually fit a stay in Seychelles: answer a few honest questions and see only what's relevant.
Other insurance for Seychelles
Different stages of nomad life need different cover. Here's the full set we've mapped for Seychelles.
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Three minutes of honest questions, then we'll show you the health insurance options that actually fit your situation in Seychelles.
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