Bali (Indonesia)
E33G Remote Worker Visa: health insurance requirements
Yes: health insurance is required
Yes, and the wording is strict: Indonesia's E33G Remote Worker Visa, the country's first dedicated nomad route (launched 2024), requires international health insurance valid in Indonesia, and an ordinary travel policy is not accepted. It is for people employed by a company established outside Indonesia, on income of at least US$60,000 a year, with about US$2,000 held in the bank over the prior three months. It is a one-year stay that cannot be extended: to continue you must leave and apply again from abroad.
The requirements at a glance
| Minimum policy duration | Full duration of stay |
|---|---|
| Local-licensed insurer required | No: compliant international IPMI is accepted |
| Accepted proof | International health insurance valid in Indonesia for the stay. The authorities specify international health insurance and do not accept ordinary travel insurance; no minimum coverage amount is published, so choose real medical cover with evacuation rather than the thinnest policy that says 'international'. |
For remote workers employed by a company established outside Indonesia; an employment contract is required. Annual income of at least US$60,000, plus about US$2,000 held in a personal account over the prior three months. The visa is a one-year stay, strictly capped and non-extendable: to stay longer you close it with an Exit Permit Only (EPO), leave, and apply again from abroad. It must be used within 90 days of issue. Bali is the main hub, but the E33G is a national Indonesian visa.
Who qualifies for the Bali (Indonesia) nomad visa
The income bar is what decides most applications, and it is the number people look for first. Here is the current one, with the conditions that come attached to it.
- Income required
- $60,000/yr (+ $2,000 in the bank)
- Length of permit
- 12 monthsrenewable
- Who can apply
- Employed remotely
Needs a foreign employment contract, so employees only. Also requires $2,000 in personal savings.
What the income bar really means
Two things get people rejected on income even when they earn enough. The first is proving it: consulates want a documented, repeating history, usually bank statements and contracts covering several months, not a screenshot of a good quarter. Irregular freelance income clears the bar on average and fails on paper. The second is dependants, who almost always raise the threshold, and by a percentage of the base figure rather than a flat amount.
Treat the number above as the floor for the paperwork, not as a comfortable income for living there. It is set by the country’s own cost of living or minimum wage, which means it moves, and in several countries it is re-set every year.
Indonesia's E33G, its first dedicated remote worker visa (2024), requires income of US$60,000 a year and international health insurance valid in Indonesia (ordinary travel insurance is not accepted); it is a strict one-year stay that cannot be extended.
Our take
The wording matters: Indonesia asks for international health insurance and rejects plain travel insurance, so a trip policy will not clear it. There is no published minimum, which is the trap, so pick genuine medical cover with evacuation, not the cheapest thing labelled 'international'.
Villa internet in Bali can be unreliable and a serious medical case can mean evacuation to Singapore, so cover the tail properly, not just the paperwork.
What happens if you get it wrong
Submitting a travel policy instead of international health insurance: it is not accepted for this visa.
Treating the one year as extendable: it is not, you must leave on an Exit Permit Only and re-apply from abroad.
Interactive
Verified pricesWhat would it cost in Indonesia without insurance?
Gravel on a bend outside town. Road rash, a broken forearm, and a night or two before they discharge you.
| Ambulance | $37–$61 |
| Emergency room, on arrival | $150–$300 |
| X-ray on the forearm | $21–$43 |
| Two nights on the ward | $24–$88 |
| You pay, out of pocket | $232–$492 |
Priced as one lump instead of itemised, a serious admission in Indonesia runs $500 to $3,000.
That is the bill you carry alone. Insurance exists for exactly this.
See what cover costsTypical private-care estimates for illustration, not a quote. Actual bills vary by hospital, city and severity.
FAQ
Yes, international health insurance valid in Indonesia. Ordinary travel insurance is not accepted, and no minimum coverage amount is published, so choose real medical cover with evacuation.
At least US$60,000 a year, plus about US$2,000 held in your bank account over the last three months.
One year, and it cannot be extended. To stay longer you leave on an Exit Permit Only and apply again from abroad.
No. Bali is the main hub, but the E33G is a national Indonesian visa.
Remote work for a company established outside Indonesia; an employment contract is required.
How to apply
- Processing time
- Officially targeted around 5 working days after payment; some applicants report 7 to 14 business days.
- Government fee
- IDR 7,000,000 core government fee for the one-year visa, plus about IDR 1,500,000 for the one-year multiple re-entry permit. Agent fees, if used, are separate.
- Where to apply
- Online only, via the official Indonesian e-visa portal evisa.imigrasi.go.id.
- 1
Confirm you qualify: employment or a contract with a company registered outside Indonesia, foreign-source income of at least USD 60,000 a year, and around USD 2,000 in savings.
- 2
Create an account on the official e-visa portal at evisa.imigrasi.go.id and select the E33G remote-worker category.
- 3
Upload the required documents (passport, employer contract, bank statements, photo) and pay the government fee online.
- 4
Wait for approval, then download the e-visa; you must enter Indonesia within 90 days of issue.
- 5
On arrival, complete local activation to receive your KITAS; the stay is valid up to 1 year and is not extendable, so to continue you must exit and reapply from abroad.
Fees and processing times move, sometimes without announcement, and a consulate can add a document the published checklist does not mention. Treat the above as the shape of the process rather than a guarantee, and check the current requirement with the mission handling your application before you book anything.
What policy actually satisfies this visa
Bali (Indonesia) does not publish a minimum figure, which sounds permissive and is not. It means you are judged against somebody's unwritten idea of adequate, and the safe reading of adequate is enough to cover a serious hospital admission in Bali (Indonesia), not the cheapest policy that technically exists.
A compliant international policy is accepted, so you are not forced into a local insurer. That matters more than it sounds: it means one policy can follow you when you leave, instead of expiring at the border.
Repatriation is not named as a condition, though it is the benefit you would most want to have if the worst happened, and it costs very little to add.
The dates are the other thing that gets applications rejected: full duration of stay
Ask your insurer for a certificate of cover that states your full name as it appears on your passport, the exact policy period, the territory covered, and the benefit amounts. That is a normal request and any decent insurer issues it without fuss. The insurance being real and the paperwork still failing is a more common way to lose an application than being uninsured.
The visa tells you the minimum. It does not tell you what to actually carry. Those are different questions, and the paperwork minimum is nearly always the smaller of the two answers.
Get a policy that satisfies this visa
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